National Life Insurance Co. Ltd.|| Group Insurance

Product Group Insurance National Hospitalization Plan

Overview

Supplementary Covers

National Hospitalization Plan

Group Term Insurance

Group Endowment Insurance

Group Economy Insurance

Group Anticipated Insurance

Group Pension Insurance

No image available

♦ NATIONAL HOSPITALIZATION PLAN ♦

Health Insurance is now considered indispensable in developed countries. In the present financial-social perspective of Bangladesh as well, Health Insurance has now become an essential, dependable, acceptable and the most cost effective means to make the modern treatment facilities affordable to all socio-economic classes of people, especially the fixed income group.

National Life Insurance Company offers Health Insurance schemes, which are as follows:

Hospitalization Insurance Plan (Group)- offered to Members of a group and their dependants (if desired).

Expenses Covered under Hospitalization Insurance Plans:

► Hospital Accommodation

► Consultation Fee

► Medicine & Accessories

► Medical Investigations

► Surgical Operation and

► Ancillary Services like Blood Transfusion, Ambulance Service, Dressing etc.

General Features of the Scheme:

⇒ No need for preliminary Medical Examination during enrolment.

⇒ Treatment coverage round the clock inclusive of Accidents and Emergencies.

⇒ Coverage offered to Bangladeshi National as well as resident foreigner.

⇒ Treatment at any renowned hospital or clinic by consultant of own choice.

⇒ Preferential service at Designated Hospital.

⇒ Reimbursement of expenses for treatment at non-designated hospital.

⇒ Membership ID Card for each insured to facilitate preferential services.

⇒ Option for Maternity Benefit and Overseas Treatment coverage.

⇒ Provision for inclusion of Spouse & Children under the plan.

⇒ Provision for inclusion of new member under the plan.

⇒ Coverage up to 60 years.

Benefit Schedule→

The total hospitalization expenses payable to each Insured Member shall be limited to the maximum benefit as mentioned in the following Benefit Schedule:

Plan Type	Plan A	Plan B	Plan C	Plan D
Overall annual limit for each Insured	Tk.1,00,000	Tk.75,000	Tk.50,000	Tk.25,000
Hospital stay per confinement (Max.)	25 days	20 days	17 days	12 days
Room accommodation (per day)	1,200	1,000	800	500
Consultant's fee (per day)	800	700	500	300
Routine Investigation (Actual Expenditure or Maximum)	1,000	1,000	1,000	1,000
Medicines: In case of surgery In case of no surgery	3,500 1,500	3,500 1,500	3,500 1,500	3,500 1,500
Surgery: Major Intermediate	15,000 10,000	15,000 10,000	15,000 10,000	15,000 10,000
Ancillary Services (80% of Actual Expenditure or Max.)	7,000	6,000	5,000	3,000
Maternity Benefit: Normal Delivery Cesarean Delivery	15,000 22,500	9,000 15,000	8,000 12,500	4,000 8,000

*** We re-design the Benefit Schedule as per the requirements of our valued clients/organizations. ***

Exclusion from Coverage→

No benefit shall be paid under the Contract for expenses or losses resulting from or incurred in connection with or in consequence of the following

(a) Any pre-hospitalization expenses

(b) Any food or food supplements, antiseptics, cosmetic cream etc.

(c) Any congenital infirmity, any pre-existing condition

(d) Mental, emotional or psychiatric disorders, alcoholism or any other narcotic addiction

(e) Any procedure which is experimental or not generally accepted by the medical profession e.g. acupuncture

(f) Any cosmetic or plastic treatment/surgery unless required as re-constructive surgery as a consequence of injury due to accidents/burns during the contract period

(g) Rest, convalescence or rejuvenation cures, thermal baths or confinement for the purpose of slimming or beautification

(h) Treatment for family planning purposes including termination of pregnancy, dilatation & curettage or sterility

(i) Abortion, miscarriage, entopic pregnancy, fetal death or any complication and/or sequel there from

(j) Attempted suicide, violation or attempted violation of the law, injuries willfully or intentionally self-inflected or due to insanity or under the influence of a drug.

(k) The examinations, fitting or replacement of eyeglasses including contact lenses or hearing aids

(l) Health check-ups, radiotherapy, chemotherapy, any form of investigation/treatment when not incidental or necessary to the treatment of the injury/illness, which caused hospitalization.

(m) Any dental treatment

(n) Circumcision

(o) Tuberculosis and its complications

(p) Newborn child up to the age of 1 year

(q) AIDS and HIV related diseases.

How to get a Group Hospitalization Insurance Proposal?

For Quotation: fill in the "Proposal Request Form" and send it to us at our contract address accompanied by the list of members to be insured with following details.

Sl. No.	Name	Date of Birth	*Status	Benefit Grade

* Status means rank of an employee or his relationship with dependent(spouse/children)

Supplementary Insurance Brochure

Download Brochure